About Us

We are proud of our service that connects customers to lenders and/or lending partners nationwide. We understand that financial emergencies arise and we are here to help you find the money you need.

Please note that Panda Advance is a lending network, NOT a lender and/or lending partner. Our service is completely free and all the loan terms are between you and the lender and/or lending partner. Each lender and/or lending partner has different loan terms, such as the loan amount, the APR for the loan, repayment schedules, etc.

After submitting your information, if you are selected by a lender or lending partner, Panda Advance will redirect you to the lender's and/or lending partner's website where you will be able to review and ultimately decide if you would like to agree to the terms and conditions of the loan. In many cases, the lender and/or lending partner will then contact you to confirm your personal information and finalize the loan. They may contact you via telephone, email, text messages, etc. Please make sure that you respond in a timely manner to ensure that funds are deposited as quickly as possible.

For details, questions or concerns regarding your cash advance, please contact your lender and/or lending partner directly.

The operator of this website provides a referral service for consumers seeking online lending options and complies with applicable federal laws and regulations pertaining to this service. The operator of this website can be reached by mail at Panda Advance, 6709 W. 119th Street #338, Overland Park, Kansas 66209, or by email.

Advertiser Disclosure

PandaAdvance.com is a for-profit advertising network. We receive compensation, in the form of referral fees, from the lenders and/or lending partners, or other offers that we direct you to. Therefore, the amount of compensation provided, along with other factors, may impact which offer you are presented. The offer you receive may be coming from the company that bid the most for your information. PandaAdvance.com does not always provide you with an offer with the best rates or terms. Our website does not include all companies or all available offers. We encourage you to research all available loans options for your situation.

Personal Loan Notice

PandaAdvance.com is tailored towards personal loans, however, we also work with lenders and/or lending partners who offer other short-term loans so that we can help consumers with varying types of creditworthiness. Upon accessing PandaAdvance.com we will attempt to direct you to a personal loan offer. Unfortunately, not all consumers meet the criteria established by personal loan lenders and/or lending partners, in which case, we may direct you to a lender and/or lending partner that offers other short-term loans. Historically, the vast majority of users presented with a loan offer are only presented with a short-term lending option between $100 - $1,000. These loans have less favorable rates and shorter terms than personal loans. We encourage you to research the best loan option for your situation.

THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and/or lending partners and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. The operator of this Website is not an agent, representative or broker of any lender and/or lending partner and does not endorse or charge you for any service or product, but may receive compensation from the lender and/or lending partner for forwarding your information to them. In some cases, you may be given the option of obtaining a loan from a tribal lender and/or lending partner. Tribal lenders and/or lending partners are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender and/or lending partner, please understand that the rates and fees may be higher than state-licensed lenders and/or lending partners and you may be required to agree to resolve any disputes in a tribal jurisdiction. Additionally, your information may be going to an aggregator and not a lender and/or lending partner. Your information can be sold multiple times leading to multiple offers from lenders and/or lending partners, and other marketers. Lenders and/or lending partners who buy your information may supplement it with additional information about you that they obtain from other sources. Not all lenders and/or lending partners can provide your requested type of loan and/or loan rate or terms, and we make no promises that you will be able to obtain a loan. Cash transfer times may vary by lenders and/or lending partners and local laws. Lenders and/or lending partners may perform a credit check to determine your creditworthiness. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender and/or lending partner directly. Lenders and/or lending partners are solely responsible to you for all aspects of any loan request or loan transaction, including compliance with all applicable laws and regulations relating to your loan request form and any agreement or disclosures relating to your loan request form or loan transaction (including any adverse action notices or Truth-in-Lending Act disclosures). If you are not connected with a lender you may be connected with other financial service providers that offer products associated with your selected loan purpose. Residents of Connecticut, New Hampshire, Washington, and Vermont are not eligible to submit a request for a cash advance on this Website. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Short-term loans are an expensive form of credit and not a long-term financial solution. Please use short-term loans responsibly.



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